Get A 360˚ View Of Your Fleet With Xemplar Telematics!

My blog today is about ‘fleetmatics’. The term is not new any longer. If you put the two words ‘Fleet’ and ‘Telematics’ together you get fleetmatics. The word is quite prevalent these days and has found a niche area of its own in terms of its usage. But of course, this blog is not about the new word coinage, it’s about Fleet telematics for sure. Let’s learn more about it…

Prime creates end-to-end telematics solutions for insurance players and automotive fleet management service providers. With its one-stop shop solution Xemplar, you can enforce safe driving behaviour and dramatically enhance fleet utilization.

The two most important imperatives that your company needs to concentrate on are: one is increasing driver productivity and the other reducing fleet operating costs. Therefore, in this context, it is fair to ask yourself: with company goals in mind, how do I ensure that telematics solution works for my fleet management company? There are ways to do that. We say use Xemplar telematics to accomplish all your objectives.

Why Is Xemplar Deployed On Mobile or Smart Devices?

This week we shall see why is Xemplar deployed on mobile or smart devices. This is a logical question one asks when one is trying to install Xemplar app on his/her mobile for the first time. In this blog, let’s look at the “why” aspect of this telematics solution that Prime brings to you.

Before Xemplar was launched, auto insurance carriers could only track the driving behavior of customers who had special telematics hardware installed in their vehicles. While the car embedded device collected the information, there was absolutely no way to determine who was actually driving the car in order to track individual driver habits.

It was a vital piece of information that could not be taken into account with earlier on-board vehicle tracking devices…until now of course! Plus, these telematics devices were an expensive budget liability for insurance companies to distribute to their policyholders.

Enhance Driver Performance with Xemplar Telematics Solution

One of the core aspects of any business is the ability to effectively transport products and data from one place to another, particularly from commercial fleets or a private vehicle to a central office or operator. This is what makes fleet businesses so important to the daily rhythm of global commerce. Enormous bounds forward in mobile telematics technology over the past decade have greatly increased the necessity for fleet businesses to transform their tracking processes and become more efficient.

With a comprehensive framework that will modernize the current system of your transportation infrastructure, it is rather imperative that fleet tracking systems be completely updated and ready to respond to all emergency situations – all the while maintaining low costs for your business and peace of mind for your drivers and other staff members. 

Why Xemplar Telematics System Is Worth Every Expense

Xemplar is Prime’s new enterprise-grade telematics application, designed to revolutionize the auto insurance sector by seamlessly integrating today’s most advanced technologies into your business.  In this blog, we will explore some of the most touted business benefits that come with behavior-based telematics applications.

For several years, auto insurers have been striving towards employing strategic approaches to address two primary issues: policy premium creation by forecasting risk, and claims examination for accuracy. These issues were primarily the focal point of discussion in the insurance industry.

Now with XemplarTelematics, auto insurers can finally harness powerful, easy-to-use technologies that make roads safer and provide the ultimate solution that can improve the performance of your business. 

Download Xemplar, Try It Out For Free!

Xemplar app compatible on both Android and Apple phones determines your driving habits by using GPS and other hardware device.

With Prime’s insurance telematics solution, Xemplar, you have an opportunity to stand-out from the crowd because we believe that with Xemplar telematics at the helm a millennial shift to digital telematics could upend the insurance industry. Its powerful telematics features, which allow unprecedented real-time access, signal the coming of the next disruptive technology. 

Cruising: Shades On. Top Down. Telematics Keep in’ It Real…Safe. 

So welcome to the world of Xemplar! Prime’s specialty android app-based telematics solution you can either download from Google Play or buy it from iTunes and start using the app. But for now, go ahead, try it out for free! Download the app on your mobile now and start using it and check your cruise data: speed, hard braking, rapid acceleration, location, drive times, traffic levels, driver vs. non-driver, and geo fencing.

All of this sounds awesome. Let’s explore a bit more… 

Carriers Looking beyond Usage-Based Insurance

Telematics has emerged as a rising reform in driver safety and insurance norms. Insurance businesses all over the world continue to adapt to usage-based insurance (UBI) to provide tailored services using telematics, creating win-win situations between the insurance seekers and insurance providers.

With the rapid growth in multiple technological advancements, it is rather unjustified for telematics to lag behind. As powerful as a tool it has proved to be for usage-based insurance, insurance carriers are beginning to foresee a competitive advantage in leveraging telematicssolution beyond this traditional usage. With the introduction of pay-per-use (PPU) and on-call services like roadside assistance, claims management, damage control and recovery, workforce administration etc., a new dimension has opened up for insurance providers.

The emergence of Cloud has enabled collection of data and running analytics on it smooth and easy. Having established that, the scope for exploiting this data for commercial innovations and gains has come to light. Organizations can use telematics to build their own predictive models to leverage their data strengths. The adaptation of agile communication trends via mobile devices has enabled automation of consumer communication. This, in turn, has made insurance firms to recognize telematics’ capacity to facilitate real-time data, enabling their penetration into commercial sectors offering telematics as a service. 

“Xemplar- What is a mobile Telematics system and how does it works” ?

 Introduction

The ongoing evolution of previously unavailable technologies is making waves in the auto insurance industry. For all these years, insurers have been employing many strategic approaches to address two main issues – policy premium creation by forecasting risk and claims examination for accuracy. Finally, they have become successful in addressing the issues by harnessing technologies that have made the roads safer.

Auto insurance customers expect the kind of customer service, convenient and engaging, that they have in other aspects of their daily lives. Because of this, insurers are under the pressure to focus on improving all aspects of this business, from service offerings to customer engagement, by delivering flexibility and personalization. Therefore, insurers roll out to UBI (Usage Based Insurance) programs as they are able to deliver the most satisfying customer service with dynamic pricing, payment and claims processing capabilities.

Prime’s Xemplar Telematics App Is a Cut above the Rest!

It’s Xemplar telematics app show all the way. The mobile app, downloadable on smartphones tablets and other devices, utilizes informatics and mobile communications methods to give statistics that insurance carriers need to craft policies and premiums that reflect driving patterns. Xemplar is just not another “app for that”. 

Is your insurance company looking to expand your customer base? Are you looking to nurture your current clients, to build upon and establish partnerships that deliver tangible business benefits to your customers? If the answer is yes, then you can count on us.

 New trends are always on the horizon. 2G network, is soon going to be a thing of the past. 3G is currently in vogue and now 4G is on the horizon! The kind of faster networks and greater bandwidths these high-speed networks provide is unparalleled. We find that change in telematics is the one constant even as another new technology emerges rapidly to revolutionize the current setup for better, faster and, perhaps, cheaper in terms of affordability and appeal to customers.

Telematics and Data Security: Do Mobile Telematics Service Providers Have Answers?

Data security is casting doubts on hype about telematics. At this stage, mobile telematics solutions with embedded layer of security offer hope.

Usage-based insurance (UBI) has its distinct advantages to cover more drivers due to its direct connection between insurance carriers and drivers. But skeptics doubt that this has its disadvantages over data security. According to The Insurance Research Council,consumers have their own doubts over insurance carriers as stewards of personal data. The survey states 81% of them were concerned that "information about driving habits might be misused by the insurance company."