This week we shall see why is Xemplar deployed on mobile or smart devices. This is a logical question one asks when one is trying to install Xemplar app on his/her mobile for the first time. In this blog, let’s look at the “why” aspect of this telematics solution that Prime brings to you.
Before Xemplar was launched, auto insurance carriers could only track the driving behavior of customers who had special telematics hardware installed in their vehicles. While the car embedded device collected the information, there was absolutely no way to determine who was actually driving the car in order to track individual driver habits.
It was a vital piece of information that could not be taken into account with earlier on-board vehicle tracking devices…until now of course! Plus, these telematics devices were an expensive budget liability for insurance companies to distribute to their policyholders.
Now coming back to our original topic, why is Xemplar deployed on mobile or smart devices, I give you the following details.
With the prevalence of personal mobile devices — especially smartphones and tablets — it has become easier for auto insurance businesses to exploit bring-your-own-device policies to enable their agents and brokers engage effectively with customers in the field. Now, it is the age of the revolutionary, easier-to-use and quicker-to-deploy mobile-based telematics app that is changing the course of insurers-drivers equation. What we have now is a mobile-based telematics app, a service platform that can be deployed in minutes by any driver and start transmitting real-time transit information to your mobile device as well as to your insurers. In this way, Xemplar is enabling a marketplace for next generation connected car telematics services across the world.
Recognition of the fact that the smartphone/tablet is like a friendly companion for drivers, installing Xemplar allows the mobile device to become a robust telematics device that gathers every aspect of driver habits, two among them are:
- Amount of time behind the wheel
- Distance driven and peak driving hours
This monitoring not only gives accurate reports but also offers improvement tips for drivers to encourage safe driving. Those are the reasons why Xemplar is directly loaded onto your mobile device. Now you know. Let’s look at some of the benefits of deploying the Xemplar application on the driver’s/consumer’s smartphone device, shall we?
Below is the general picture of some of the benefits of deploying the high performance and ultra-competitive Xemplar application on the consumer’s mobile device:
- Eliminates the cost of the insurer supplied telematics device.
- Accelerate the adoption of usage-based insurance (UBI), cost effectively.
- Easy-to-use engagement tools for navigation, geo-fencing, traffic alerts, boundary limits, etc.
- Allows determination of who is driving to collect driver specific information.
- Provides the insurer a platform to provide additional services/features to engage the user and promote usage.
- Insurers can leverage customers’ existing mobile data plan or Wi-Fi network for data transmission.
- Keeps the driver focused on the road to ensure safe driving.
- Directly monitors and communicates driver behavior, and many more.
Xemplar, powered by Prime, offers connected car solution to insurers and drivers. By leveraging today’s telematics technology, we present you a unique opportunity to reward safe drivers with a service platform that provides end-to-end security, in-vehicle data collection options (or in-vehicle enablers), where you want it or when you want it. We at Xemplar are transforming the telematics and usage-based insurance market.
