Data
security is casting doubts on hype about telematics. At this stage, mobile
telematics solutions with embedded layer of security offer hope.
Usage-based insurance (UBI) has its
distinct advantages to cover more drivers due to its direct connection between
insurance carriers and drivers. But skeptics doubt that this has its
disadvantages over data security. According to The Insurance Research Council,consumers
have their own doubts over insurance carriers as stewards of personal data. The
survey states 81% of them were concerned that "information about driving
habits might be misused by the insurance company."
Imagine a scenario where brakes are applied
without your knowledge, or lights turned off at the most critical time of need.
This is what going to happen if hackers gain access to telematics. Today stories
abound that hackers manipulate the car’s on-board systems and play tricks like
manipulating the car’s brakes, accessing into the engine and security features.
Vehicle sends information to the cloud. This is prone to hacking. By gaining
access into Controller Area Network (CAN bus network) hackers can do mischief
as the vehicle has inbuilt telematics system.
Mobile
Telematics Has Secure Features
But hold on. Successful IT vendors have
technology to tackle this situation also through mobile telematics application.
Adding an embedded layer for cyber security in mobile
telematics can give protection from hacking.
Prime’s telematics system, Xemplar,
enables fast and efficient two-way communication between insurers and
customers. Xemplar’s mobile app-based system saves cost on hardware and
infrastructure while accommodating any mobile device or tablet, reaching
drivers anytime and anywhere, and providing your business with critical
information in real-time. Learn
more by reading insightful information on mobile telematics.
